Archive for the Rates Category

Michiana Mortgage Rates for the week of January 4, 2012

From the desk of:
Maribeth Roncz
Loan Officer
First Federal Savings Bank
906 W Edison Rd. Mishawaka, IN 46545

Mortgage Loan Interest Rates

Interest Rates and Annual Percentage Rates (APRs) are effective as of: 01/04/2012

FIXED RATES 0 points APR * 2 points APR *
30 YEAR 4.000 4.038 3.500 3.703
20 YEAR 3.750 3.804 3.250 3.534
15 YEAR 3.250 3.323 2.750 3.115
10 YEAR 3.250 3.356 2.750 3.282

ARM RATES 0 points APR **
3/1 ARM 3.250 2.997
5/1 ARM 3.750 3.220
7/1 ARM 4.000 3.440
10/1 ARM 4.500 3.924

FHA RATES 0 points APR **
30 Years 4.125 5.059
20 Years 4.000 5.271
15 Years 3.875 4.541

FHA Mortgage Loan - A borrower does not have to have perfect credit to qualify for an FHA mortgage. And FHA has many options to help borrowers stay in their home and avoid foreclosure.

Interest rates are subject to change at anytime and may be subject to additional fees, including delivery fees, depending on the loan program selected, LTV, credit history, and additional underwriting characteristics.

South Bend IN. Mortgage Rates for the week of October 4, 2011

 

From the desk of:
Maribeth Roncz
Loan Officer
First Federal Savings Bank  
906 W Edison Rd. Mishawaka, IN 46545
     

Mortgage Loan Interest Rates

Interest Rates and Annual Percentage Rates (APRs) are effective as of: 10/04/2011 Read the rest of this entry »

Mortgage Rates for the week of 8/17/2010

From the desk of:
Maribeth Roncz
Loan Officer
First Federal Savings Bank  
906 W Edison Rd. Mishawaka, IN 46545  
  

Interest Rates and Annual Percentage Rates (APRs) are effective as of: 08/17/2010

FIXED RATES 0 points APR * 2 points APR *
30 YEAR 4.500 4.538 4.000 4.207
20 YEAR 4.375 4.427 3.875 4.162
15 YEAR 4.000 4.068 3.500 3.867
10 YEAR 3.875 3.974 3.375 3.905

ARM RATES 0 points APR **
3/1 ARM 3.875 3.233
5/1 ARM 4.000 3.390
7/1 ARM 4.250 3.626
10/1 ARM 4.500 3.972

FHA RATES 0 points APR **
30 Years 5.000 5.038
20 Years 4.875 4.925
15 Years 4.375 4.443

FHA Mortgage Loan - A borrower does not have to have perfect credit to qualify for an FHA mortgage. And FHA has many options to help borrowers stay in their home and avoid foreclosure.

Interest rates are subject to change at anytime and may be subject to additional fees, including delivery fees, depending on the loan program selected, LTV, credit history, and additional underwriting characteristics.

| **Buy a Home** | **Buy a Condo** |

Mortgage Rates for the week of 5/25/2010

From the desk of:
Maribeth Roncz
Loan Officer
First Federal Savings Bank  
906 W Edison Rd. Mishawaka, IN 46545
   

Interest Rates and Annual Percentage Rates (APRs) are effective as of: 05/25/2010

FIXED RATES 0 points APR * 2 points APR *
30 YEAR 4.875 4.912 4.375 4.586
20 YEAR 4.750 4.801 4.250 4.303
15 YEAR 4.375 4.443 3.875 4.245
10 YEAR 4.250 4.349 3.750 4.282

ARM RATES 0 points APR **
3/1 ARM 4.250 3.415
5/1 ARM 4.375 3.607
7/1 ARM 4.625 3.863
10/1 ARM 4.875 4.262

FHA RATES 0 points APR **
30 Years 5.375 5.412
20 Years 5.250 5.301
15 Years 4.750 4.820

FHA Mortgage Loan - A borrower does not have to have perfect credit to qualify for an FHA mortgage. And FHA has many options to help borrowers stay in their home and avoid foreclosure.

Interest rates are subject to change at anytime and may be subject to additional fees, including delivery fees, depending on the loan program selected, LTV, credit history, and additional underwriting characteristics.

| **Buy a Home** | **Buy a Condo** |

Mortgage Rates for the week of 5/19/2010

From the desk of:
Maribeth Roncz
Loan Officer
First Federal Savings Bank  
906 W Edison Rd. Mishawaka, IN 46545  

Interest Rates and Annual Percentage Rates (APRs) are effective as of: 05/19/2010

FIXED RATES 0 points APR * 2 points APR *
30 YEAR 5.000 5.038 4.500 4.713
20 YEAR 4.875 4.925 4.375 4.665
15 YEAR 4.375 4.443 3.875 4.245
10 YEAR 4.250 4.349 3.750 4.282

ARM RATES 0 points APR **
3/1 ARM 4.250 3.415
5/1 ARM 4.375 3.607
7/1 ARM 4.625 3.863
10/1 ARM 4.875 4.262

FHA RATES 0 points APR **
30 Years 5.375 5.412
20 Years 5.375 5.425
15 Years 4.750 4.820

FHA Mortgage Loan - A borrower does not have to have perfect credit to qualify for an FHA mortgage. And FHA has many options to help borrowers stay in their home and avoid foreclosure.

Interest rates are subject to change at anytime and may be subject to additional fees, including delivery fees, depending on the loan program selected, LTV, credit history, and additional underwriting characteristics.

| **Buy a Home** | **Buy a Condo** |